Meet Andy Davies Principal Advisor & Founder of the The Mortgage Vault

With over 30 years of experience in the UK financial sector, 20 years in mortgage broking, Andy Davies is the dedicated expert behind The Mortgage Vault. His deep-rooted experience from Retail Banking management gives him an "insider’s view" of the banking system—an advantage he uses daily to navigate the best outcomes for his clients.

Specialising in the mortgage and insurance markets he is a well-known face in Worcestershire and Herefordshire. His reputation for technical expertise and clarity has seen his client base grow across the West Midlands and throughout South West of England. Whether you are a first-time buyer in Gloucestershire, a homeowner in Worcester, or a seasoned landlord managing a portfolio in Bristol or Somerset I can help you. With a young family himself he understands the need for a steady, expert hand needed to secure you and your family’s financial future.

“A personal approach where a mortgage is more than just a transaction; it’s the foundation of your home. Not just processing applications; building long term relationships based on trust and clarity where you aren’t just a number in a system—you’re a client for life is my aim”